Required Documents

  • A copy of your identification card and a copy of your social security card
  • Past two (2) years W-2's and tax returns - including all schedules
  • Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements all pages
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits
  • Copy of the purchase and sale agreement
  • If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
  • If divorced…a fully executed divorce decree
  • If you have filed banckruptcy in the past, we may need a copy of the backruptcy papers
  • For a refinance...a copy of your previous Note
  • A letter of explanation for any known credit problems
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.